London, 7 November 2023 — OneBefore, a progressive underwriter-led Managing General Agent (MGA) founded by actuary and underwriter Vered Lobel, is delighted to announce its official launch. Specialising in consumer insurance, with a primary focus on Accident, Absence, Health and Travel insurance for individuals, groups and small businesses in the UK, Vered brings her extensive experience as a pricing actuary and former Head of UK Underwriting, Personal Accident and Travel at AIG UK to lead this innovative venture.

Headquartered in London, OneBefore will leverage the expertise and collaboration between distribution partners and skilled underwriters to meet client needs and deliver sustainable value throughout the insurance cycle, offering fair, simple and effective insurance products for individuals and businesses.

OneBefore’s mission is to collaborate with like-minded brokers to create value adding insurance that really addresses the concerns of consumers today.

At the core of its business, OneBefore is powered by a driven team of multi-disciplined professionals with a deep understanding of the insurance landscape, including actuarial and underwriting expertise, who can quickly assess and quantify risk, structure deals effectively and simplify the route to market.

Bringing forward modern, simple, and meaningful insurance solutions to consumers and businesses alike, OneBefore delivers value to brokers and clients through:

Experienced Professionals: OneBefore’s hard-working and disciplined team of insurance professionals combine multiple skills and a fierce focus on consumer duty, ensuring the highest level of service.

Efficiency Redefined: OneBefore challenges corporate inefficiency and complacency by streamlining insurance processes, reducing product development time from weeks to days, and prioritising fast and transparent service.

Meaningful Products: Carefully designed insurance products that meet the real needs of consumers and businesses, with clear and simple policy wording for easy understanding.

Efficient Claims Handling: With highly experienced and skilled claims handlers, OneBefore ensures quick and efficient claim settlements, minimising complaints and declinatures.

Data-driven, Fair and Practical Decision-Making: Thanks to its multi-disciplined background, OneBefore prides itself on data-driven, fair, and practical decision-making, allowing it to bring new products to market efficiently and monitor existing ones for long-term viability for all partners.

OneBefore currently operates in the UK, serving as a trusted partner for brokers and distribution partners seeking innovative protection and indemnity products for their customers.

“We’re thrilled to introduce OneBefore to the UK market, offering fair and valuable Accident, Absence, Health , and Travel insurance,” said Vered Lobel, CEO. “Our vision is clear: we want to make insurance accessible to everyone while ensuring that our brokers and partners can focus on what they do best. Our mission is to offer comprehensive protection solutions that are simple to understand and priced fairly. We believe in developing meaningful products that address genuine needs, truly serving the purpose they were designed for. We look forward to working closely with our brokers and distribution partners, leveraging our collective strengths, and providing modern insurance solutions to consumers and businesses.”

“OneBefore’s vision, driven by the exceptional leadership of Vered, who has a proven track record in insurance innovation, promises a transformative approach to addressing the pressing market need for more customer-centric insurance solutions,” said Adrian Morgan, CEO of Mission Underwriters UK & Europe. “With its dynamic approach, rooted in robust underwriting, efficient claims management, and growth-oriented solutions, OneBefore is poised to usher in a new era of insurance excellence and sustainable value. We are thrilled to partner with OneBefore, leveraging our resources and expertise to support Vered’s vision and meet the demands of a rapidly evolving insurance landscape.”

OneBefore is launching with the support of Mission Underwriters, with long-term capacity from Accelerant Insurance Europe.

About OneBefore

OneBefore is an underwriter-led Managing General Agent specialising in consumer insurance, primarily focusing on Accident, Absence, Health and Travel insurance in the UK consumer market. Established with the distinct objective of seamlessly bringing together forward-looking distribution partners with effective underwriters, OneBefore offers modern, simple, and meaningful insurance solutions for insureds. Powered by experienced professionals with a commitment to excellence, OneBefore aims to set new industry standards and establish itself as a trusted partner in risk management and financial security.

Our job is not done until the job is done.

About Mission Underwriters

Mission Underwriters empowers high-performing underwriters to establish their own specialist insurance MGAs via our team of experts, differentiated technology infrastructure and long-term capacity. We’re in the business of nurturing growth and propelling MGAs to evolve beyond the confines of mere incubation. At Mission, we share the same level of commitment as our MGAs in prioritising their customers’ experience and satisfaction by offering ongoing tailored support that fosters long-term benefits over short-term gains. Mission Underwriters is backed by Altamont Capital Partners, a private equity firm focused primarily on making long-term, control investments in middle market businesses.

Learn more at: https://missionunderwriters.co.uk/

Media contact: angela.panuccio@missionunderwriters.co.uk

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